WELCOME

MY TEAM IS HERE TO HELP YOU!

Ralph L. Taylor

Branch Manager

Licensed Mortgage Loan Originator

NMLS #60682

(631) 748-0827 

rtaylor@unmb.com

UNMB Home Loans Inc.

398 Route 111
Smithtown, NY 11787

MEET RALPH

Integrity is the foundation of my business. I believe a mortgage should be about building relationships and helping my customers achieve their home financing goals, not just a transaction.  As a licensed UNMB Home Loans Inc. mortgage loan originator, I take a consultative approach to the home loan process by customizing each home financing solution to help customers achieve financial goals. Many loan officers can get you a loan. My mission is to get you the right loan!  I have extensive experience working with first-time homebuyers, conventional, FHA and VA loans.  I can also do 203k rehabilitation loans and reverse mortgages for seniors.

 

I am a native New Yorker, having grown up in Queen, NY and now live on Eastern  Long Island with my wife.  I have three grown daughters and am a avid fisherman.  I have personally closed approximately $600 million in mortgages during my 30 year career in mortgage finance.  I am a proud member of the Ronkonkoma Rotary Club, founding member of the L.I. Business Social Media Networking Group and member of the "Le Tip" networking group. 

 

Thank you for reading my profile.  I wish you well with your home search and please feel free to call with any questions about mortgage programs or rates.  I'd love to speak with you.  I am based out of our corporate office but meet many of my clients outside the office for their convenience.

Contact me today to get started.

(631) 748-0827

rtaylor@unmb.com

Testimonials

"You made our loan process fast and easy.  Everything was handled professionally from the first phone call to our meeting to our closing."

~Beth S.

 

"Your courteous and professional approach is refreshing in a world where 'personalized banking' no longer seems available.  

~ Arnold Z.

State Licenses


State License Number Regulated Text Disclosures
New York NY60682-006344

Apply now for a better mortgage experience with UNMB.