WELCOME

MY TEAM IS HERE TO HELP YOU!

 

Helen Terrero-Black

Licensed Mortgage Loan Originator

NMLS #2616270

Office: (201) 336-0733

Direct: (202) 445-4612

hblack@unmb.com

UNMB Home Loans Inc.

NMLS# 7230

77 W. Main Street
Freehold, NJ 07728

MEET HELEN

Integrity is the foundation of my business. I believe a mortgage should be about building relationships and helping customers achieve their home financing goals, not just completing a transaction. As a licensed UNMB Home Loans Inc. mortgage loan originator, I take a consultative approach by tailoring solutions to fit each client’s financial goals. Many loan originators can get you a loan. My mission is to get you the right loan.

As both a licensed attorney and mortgage loan originator, I bring legal expertise and financial insight to help clients navigate the mortgage process with clarity and confidence. With experience in housing litigation and home financing, I am passionate about helping people achieve homeownership while identifying challenges before they become obstacles. Transparency, honesty, and advocacy guide my approach. I believe in clear communication, asking the right questions, and delivering ethical, timely solutions that put my clients first.

I specialize in VA home loans, financing for self-employed borrowers, luxury home loans, and refinances. Whether purchasing a first home or navigating a more complex transaction, I guide clients from application to closing so they feel informed and supported every step of the way. As a fluent Spanish speaker and U.S. Army veteran, I understand the importance of trust, service, and commitment.

Outside of work, I enjoy tennis, family vacations, and spending time with my family. I also serve as PTA President at my children’s school and believe strong communities are built through involvement.

I wish you well with your home search and please feel free to call with any questions about mortgage programs or rates. I would love to speak with you.

Contact me today to get started!

(202) 445-4612  |  hblack@unmb.com


State Licenses

State License Number Regulated Text Disclosures
New Jersey 2616270

Apply now for a better mortgage experience with UNMB.