Richard Torres

Licensed Mortgage Loan Originator

NMLS #2542359

Office: (914) 268-9335

Direct: (914) 295-2549

rtorres@unmb.com

UNMB Home Loans Inc.

2105 Williamsbridge Rd., 2nd Floor
Bronx, NY 10461

MEET RICHARD

Richard Torres is passionate about guiding individuals and families through one of the most significant decisions of their lives — securing a home.  With over 23 years in the industry, Richie is more than just a loan originator, he's a partner in helping clients achieve their life goals. Born and raised in the Bronx, he shows the energy and resilience of New York in his work ethic.

As a licensed MLO at UNMB Home Loans Inc., Richie's ideal client is someone who values trust, clarity, and long-term stability. His approach is focused on providing personalized guidance and transparency, ensuring that every client feels confident in their financial decisions. Clients love how Richie simplifies complex processes and delivers solutions tailored to their unique needs. He has extensive experience working with first-time homebuyers, conventional, FHA, VA, and renovation loans.

Outside of his professional life, Richie is a devoted husband and loving father. His motto, "Make a meaningful impact," drives everything he does, from breaking down barriers in the loan process to celebrating each mortgage closing as a shared victory.

Contact me today to get started!

(914) 295-2549

rtorres@unmb.com